MMA FREE WEEKLY COLUMN FOR THE WEEK BEGINNING SEPTEMBER 22, 2025

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President Trump wants lower interest rates, and on Wednesday he got his wish as the Federal Open Market Committee cut the overnight rate by a quarter point. The FOMC also delivered an implicit warning about what this might mean for the economy. Mr. Trump now owns that, too. In their Summary of Economic Projections (SEP) released after this week’s meeting, Fed officials anticipate two more 25-point rate cuts this year and another in 2026. Yet the same SEP projections concede that inflation is proving more persistent than anticipated.

—The Editorial Board, “It’s Trump’s Federal Reserve Now,” Wall Street Journal, September 17, 2025, www.wsj.com.

President Donald Trump and British Prime Minister Keir Starmer announced a “life-changing” $350 billion tech investment plan dubbed the “Tech Prosperity Deal” in a press event on Thursday…. Starmer said [the agreement] would create 15,000 jobs across the U.K. and invest in the development of 12 advanced nuclear reactors — the energy of which will be used to help power energy needs on both sides of the Atlantic.

—Caitlin McFall,  “Trump, Starmer Sign $350 Billion ‘Tech Prosperity Deal’ in Record-Breaking Investment Plan,” Fox Business, September 18, 2025, www.foxbusiness.com.

The Fed finally cut its benchmark interest rate by a quarter point out of concern about the slowing US economy, even though inflation has not gone down lately. In other words, the Fed is more focused on the economy and labor market now. It is willing to allow inflation to remain above its target, and maybe even climb higher, as two more rate cuts were projected for the remainder of 2025, and another two in 2026. It may become another tight balancing act between the two Fed mandates, but for now, investors cheered and stock indices rallied in many parts of the world, but not all. At the same time, the Dollar also rose while other currencies began selling off.

In Asia and the Pacific Rim, another new all-time high was notched in the Japanese Nikkei Index on Friday, September 19. However, by the close, NKC was down on the day, creating a daily bearish key reversal down signal. China’s SSE Index soared to its highest level in 10 years on Thursday, September 18, before pulling back on Friday. The Hang Seng of Hong Kong also rallied smartly last week to its highest level since July 2021. India’s Nifty also had a nice rally to a new two-month high. But Australia’s ASX fell to a possible primary cycle trough on Thursday, September 18, for a case of regional intermarket bearish divergence.

In Europe, the Netherlands AEX made its weekly high on Thursday, September 18, testing its yearly high of June 11. But the Zurich SMI fell to a probable major cycle low on Wednesday, September 17. The German DAX may have formed its primary cycle trough on the same day, as it then gapped up on Thursday, creating a nice bullish trigger, which oftentimes happens at the start of a new primary cycle. The London FTSE had an inside week after testing its all-time high on the prior Friday of September 12, despite last week’s visit by President Trump, in which both the UK and US signed a huge “Tech Prosperity Deal.”

In the Americas, the Bovespa of Brazil also made a new all-time high late last week. So did several US indices, including the DJIA, S&P, and NASDAQ. There was no divergence at these highs, but this is a powerful geocosmic CRD (critical reversal date) time band, September 19-22, +/- 3 days (see below). Don’t be surprised if a case of intermarket bearish divergence happens early in the new week ahead.

In other markets, Bitcoin rallied to its highest price in a month, in line with our projections given at least week’s special micro webinar, which by the way, was crisp and one of our best ever. That webinar also covered our immediate-term outlook for Gold and Silver, which  – as projected in our favored outlook – had a pullback late last week prior to Mars entering Scorpio (see below). The recording of the webinar is available and still very relevant and highly recommended for traders of Bitcoin, Gold, and Silver, as each is entering highly charged reversal zones now through mid-October. Another big development may be underway in the currency markets following last week’s Fed cut. The Euro tested 1.2000 in the futures market on September 17^th, its highest price in 4 years. The US Presidential Cycle correlation to currencies is alive and well!

Short-Term Geocosmics

 The end of U.S. growth exceptionalism, alongside an active Fed, should allow the USD to continue to fall.

 — Société Générale, “The Fed Will Help, but Keep Broadening,” Research and Insight, September 16, 2025.

This is no ordinary geocosmic period we are in. First of all, it is a solar eclipse. But not just any solar eclipse. This one is part of an important 18-year Saros cycle. As described by Adam Sommer in his recent “Dragon Hole” Substack column, “I couldn’t help but notice that for both Saros 128 (lunar eclipse) and 154 (solar), there were eclipses that took place in the lead-up to important financial crisis moments: 07’, 89’, and most importantly, August of 1971… On August 15th of 1971, Nixon ‘shocked’ the world by taking the dollar off the gold standard, thus ending Bretton Woods (global monetary order post WW2). And once gold was no longer pegged to the dollar ($35 per ounce), it rose nearly 3,000% against the dollar in the coming decade.” https://kosmognosis.substack.com.

Yet this time band contains more than that. The day before the eclipse, on September 20, Venus will square Uranus. The next day (Sunday) through Tuesday, the Sun will be in opposition to the Saturn-Neptune conjunction around 0° Aries. The eclipse itself takes place within a day of the Autumnal Equinox  (W.D. Gann loved equinoxes as potential reversal points) on Monday, September 22. This is also the same day Mars ingresses into Scorpio. On Wednesday, September 24, the Sun forms a grand trine with Uranus and Pluto. If that is not enough, there is also the challenging Mars square Pluto aspect on the same day. Every one of these is a potential reversal signature. Any one of these could indicate a disruptive event or announcement that rattles financial markets.

For example, the Venus-Uranus square falls into the category of our TUMDI signal, which stands for “Trump Uranus Market Disruption Indicator.”  So far, his most recent “Tech Prosperity Agreement” with the UK has been anything but disruptive. US and British stock indices are nearing or making new all-time highs, which is also a characteristic of Uranus in a hard aspect. Uranus loves to break out to new long-term cycle highs or lows that are nearby in any market. We also saw this with Gold and Silver last week. But in the case of stocks, important solar eclipses can also indicate highs from which markets reverse.

However, we also have to consider the party crashers. These include Mars entering Scorpio, forming a waning square aspect to Pluto. Both Mars and Pluto co-rule Scorpio, and this merger is not usually a harbinger of sweet melodies of peace and calm.

The last time Mars was in a waning square to Pluto and very close to entering Scorpio was October 6-7, 2023. You may remember that was when Hamas entered Israel and slaughtered over 1200 mostly young people enjoying an outdoor concert. It set off the current Israeli conflict, still underway in Gaza, with Israel now being accused of perpetrating genocide on the Palestinians, who themselves mostly want to wipe Jews off the face of the earth. This horrendous assault also started Gold on a rabid tear from slightly above $1800 to double that price today, two years later. This, combined with the Saros cycle of 1971 when the Dollar was taken off the Gold standard, coincides with Gold being a major theme in the investment world now. But it is not an aspect for welcoming world affairs. There is no assurance that the present will repeat the past with such gruesome specifics as October 2023. Yet this period of Mars square Pluto, while Mars ingresses into Scorpio, certainly doesn’t suggest that one should be complacent about the possibility of an eruption of violence or a natural catastrophe either. The world is in a dangerous time band, and it would be best not to expose oneself to vulnerable situations where violence or natural calamities (volcanoes, earthquakes, hurricanes, tornadoes) could erupt.

As with all time bands of such geocosmic intensity, traders are advised to look for reversals in any markets that are near long-term cycle highs or lows. Those markets can either break to new highs or lows, or they could reverse suddenly. You have to pay close attention now to unexpected events and/or disruptive announcements and be prepared for sharp price moves. This is fine if you are a trader. But it could be unnerving if you are not, or if you are an investor unsure of what the future holds for your portfolio.

This dangerous time band may also bring good news to those who are flexible and willing to change their plans as a result of a sudden enlightenment, the realization of a better path ahead, if you just change something that is holding you back from your highest potential in life. Go for that. Go deep into your thoughts with a willingness to transform. And avoid taking a risk you cannot afford by entering a situation you cannot control.

ANNOUNCEMENTS

 NOTE 1: ONLY ONE MORE WEEK TO REGISTER!!! THE TWO-YEAR MERRIMAN MARKET TIMING ACADEMY (MMTA4) BEGINS SEPTEMBER 27!!!

 For anyone serious about learning the MMA Market Timing methodology for analysis, trading, or investing, now is the time to apply. The two-year MMTA program begins September 27 and will be only the fourth offering since 2013. It is a rigorous training program because exceptional market timing and trading skills are not as simple as many would like to think. But it is rewarding on so many levels — even beyond the financial.

Here is an inspirational quote received this week from one of the graduates of MMTA3 about how MMTA changed his life:

I wanted to take a moment to thank you for your contribution to my journey of learning and for including me as a mentor in MMTA4. I’m excited for classes to begin and look forward to helping students through a life-changing experience. 2025 has been another year of compounding the great fortune of knowledge and guidance that began when I first came across Ray’s weekly newsletter in January 2021. At the time, I knew next to nothing about astrology or finance, but fast-forward 4.5 years and I’ve now moved into a new chapter of life built on a strong foundation and thousands of hours, and pages, of data-driven analysis and testing. Shortly after Uranus conjoined my Ascendant in July, I left [brokerage house] to continue my research as a full-time investor and trader.

 Since the start of MMTA3 in January 2023, I’ve returned 190% on my portfolio, green all three years, despite some severe losses in 2023 and 2024. But with the understanding of cycles through MMA’s methodologies, the wins have been exceptional, and the losses have decreased in size with experience. MMA’s methods and foundation have granted me much clarity and success across several different markets, on both the long and short side.

 Here’s to a new class of MMTA students, Uranus in Gemini!

—W.H., MMTA3 graduate and now an MMTA4 mentor

If you have a passion for financial markets, trading, and investing, and wish to develop this skill — and if you love the “pattern-matching” challenges of geocosmic studies with market cycles and technicals — this training could meet and even exceed your goals. This highly valuable two-year educational program, created by Raymond Merriman (CTA), is an experience that will change your life and the way you view financial markets. There is nothing else as comprehensive in the field of market timing as MMTA’s two-year program!

Acceptance into MMTA requires a 20-minute interview prior to enrollment. If you are interested in exploring whether MMTA is right for you, contact us now and schedule your interview. Or sign up for the first course on “Cycles and Patterns” and then decide after that if you wish to continue your MMTA education through the remaining seven courses. Course 1 itself is very valuable and worth the investment in your financial future.

 To register or inquire about the MMTA4 program, click here. To see our most recent informative and insightful interview, given last week with MMTA4 Director Wiebke Held, click here.

NOTE 2: IT’S THAT TIME OF YEAR AGAIN! The ANNUAL MMA FORECAST 2026 PRE-PUBLICATION SALE is now underway through October 31 and features our once-a-year discounts on both the annual Forecast Book and MMA subscription reports. Become a subscriber today for as little as $35 to secure the best price available. Check out this video to learn how to lock in the lowest price on Forecast 2026 by becoming a subscriber this month!

During this pre-order period, the Forecast 2026 print edition is available at the discounted price of $55, and the eBook version at $45. And the best deal on MMA subscription reports is also offered at this time! Save 10% on any subscription of $275 or more with the purchase of Forecast 2026. After the pre-publication period ends on November 1, the retail price of the Forecast 2026 print edition will increase to $66, and the eBook to $55. Subscription reports will also return to their regular prices. Order now and save big bucks!

MMA will also offer a special bundle discount for those who wish to order both the eBook and printed editions of Forecast 2026 for $75. The eBook typically becomes available one to two weeks before the print edition and avoids delays caused by the postal system — especially for those living overseas. However, many readers prefer the print edition, so ordering both through the Forecast 2026 Bundle makes sense. You will receive the Forecast 2026 eBook on December 15, and your print copy will be mailed in mid-December.

MMA’s annual Forecast Book is a cycles and astrology-themed almanac that has served students of cycles and markets since 1976. It provides a cyclical outlook on the collective world psychology, the national economy, geopolitical developments, sociocultural trends, and timing of potential weather and natural disasters — as well as financial market projections for the U.S. stock market, U.S. Treasury market, interest rates, Gold and Silver, currencies (the Euro, U.S. Dollar, Swiss Franc, and Japanese Yen), Bitcoin, Crude Oil, and Grain markets (Corn, Wheat, and Soybeans). A scorecard of the 2025 forecasts is posted on the MMA website as of August 27. Of note is that the eight critical reversal dates (CRDs) for the U.S. stock market, and nine CRDs for the Soybean market, have all been accurate within three trading days — most within only one day!

The print version of the book is approximately 225 pages, 8.5″ x 11″, including several charts, and has set the standard for all astrological almanacs over the past 50 years.

The pre-publication ordering period just began mid-August, and one of the first orders we received came with this note of gratitude:

I ordered the Forecast 2026 book — this time in print — as I would like to have this 50th edition as a souvenir to remind me of the great insights I’ve received since reading your analysis and, more importantly for me, your view on life. — R.D., Netherlands

To pre-order this year’s special 50th-year edition, click here.

NOTE 3: The MMA Monthly Technology Report by Wiebke Held will be issued this week, on September 23. Wiebke’s excellent research papers at MMTA3 were based on extensive studies of long-, intermediate-, and short-term cycles in the NASDAQ spot index. This new report, based on her studies, provides an outlook not only for the NASDAQ but also for the QQQ (ETF), NASDAQ futures, and specific technology stocks, including Microsoft, Google, Nvidia, Tesla, and Apple. It also includes CRDs (critical reversal dates) specific to the NASDAQ, based on Wiebke’s meticulous research. Focusing on the NASDAQ is crucial because of the outsized role technology will play in financial markets — especially with Pluto already in Aquarius for the next 20 years and Uranus about to enter Gemini for seven years, starting in July 2025. If you want to receive the next issue of this new report, sign up now by clicking here.

NOTE 4: RECORDINGS OF MMA’S SPECIAL SIX-WEEK COURSE ON “THE BASIC PRINCIPLES OF GEOCOSMIC STUDIES FOR FINANCIAL MARKET TIMING” ARE NOW AVAILABLE!!! Led by Gianni Di Poce and backed up by Ray Merriman, this course is designed to teach students the basic principles of planets, signs, and aspects (including retrograde and direct stations) as used in MMA’s market timing methodology — one of its most important tools. The course explains which planets and signs rule the various sectors of the economy and financial markets. In addition, it covers how to use an ephemeris and astrological software (Solar Fire) for important routines such as calculating charts, generating transit “hit lists,” and identifying signs, ingresses, planetary stations, and aspects — the essential cosmic features necessary for determining market reversal periods.

The course is especially useful for those interested in taking the MMTA4 program, which begins on September 27, or for anyone wishing to deepen their astrological knowledge. The cost for these six introductory lessons, which last about two hours each, is $300. This is a great opportunity to learn basic astrology from a master economic astrologer! Click here to order now!

 NOTE 5: THE JUPITER REPORT — YOUR MOMENTS OF OPPORTUNITY — IS NOW AVAILABLE FOR UPDATES. This report is written by Raymond Merriman. It is a 30- to 40-page report that all traders (and even non-traders) will find highly valuable. It identifies the times during the year when Jupiter transits are highlighted in your natal chart and explains the meaning of Jupiter’s transits to your natal planets and angles over a 14-month period (including one month before your order and one month after the year ends). As an added bonus, each transit is ranked on a scale from –3 to +3 in terms of favorability for trading. Traders may find this especially valuable! Would you like to know when you are under a +3 transit and, therefore, most likely to experience trading success? Or a –3 transit, with a stronger-than-usual potential for misjudgments and losses?

The Jupiter Report was first introduced one year ago, in September 2024. If you were one of the first to order then, it may be time to update your outlook for the next year. The cost for your 14-month Jupiter Report remains $69. Click here to order!!!

 Here is a recent letter from our options expert, Derek Panaia, to the Options+ group, which closed out exceptional gains on five option trades presented in the July 13 webinar:

On a side note, I started using MMA’s Jupiter Report this year, so I only have a few months of history with it. But my first positive Jupiter aspects came in March/April this year. I was trading copper and had made a nice long trade and started buying puts for a dip. The puts did nothing for a week or so, then copper prices collapsed, and my puts went up sharply in one week. This started exactly on the same day my Jupiter Report showed a positive aspect. Well, fast forward a few months, and I have copper put spreads (the same put spreads you guys bought), and yesterday copper prices collapsed, and the puts made a lot of money. And guess what? This was one day before my Jupiter aspects started positive again. For me, it is amazing how accurate this report has been. I just wanted to share this, FWIW. The Jupiter Report from MMA is not very expensive, so if you guys use astrology in your trading, you might want to check it out.

 NOTE 6: The MMA Solar-Lunar App now offers reversal signals on DJIA, NASDAQ, Gold, and Silver. It is an ideal tool to have in your back pocket if you are a short-term swing trader looking for high-probability dates that identify isolated lows and highs in these markets. The app is currently available only on Apple devices (iPhone and iPad). To learn more about the MMA App, click here. To order it, go to the Apple App Store and search for Merriman Solar/Lunar Reversals.

 NOTE 7: Wiebke Held was the special guest on last week’s Geocosmic Week in Review and Look Ahead, with Gianni Di Poce. You can view this interview now by clicking here.

 EVENTS

 SEPTEMBER 20, 2025. MMA Analyst Gianni Di Poce will join crypto expert Crypto Damus for a special webinar discussion on Bitcoin and the U.S. stock market, taking place September 20 at 1 PM EDT. The cost is $95. For more information, click here. Use the coupon code “Gianni” to save 10%. This is not a repeat of MMA’s September 14 micro-webinar. The event is projected to last 2.5 hours.

 SEPTEMBER 27, 2025: CYCLES AND PATTERNS IN FINANCIAL MARKETS. This is a comprehensive eight-week course on cycles and how they work in financial markets, taught by Wiebke Held and Ray Merriman, with special presentations featuring various MMA market analysts. It also serves as Course 1 of the 2025-2026 MMTA market timing program, but it is a valuable standalone course in its own right and will be open to a limited number of non-MMTA students as well. The course will be conducted live via Zoom every Saturday at noon Eastern Time for eight weeks, and each class will last approximately 2 to 2.5 hours. All sessions will be recorded and made available by the following Monday for those unable to attend live. The cost is $3600, which may be applied toward registration (with further discounts) for Courses 2-8 of the MMTA program that will follow.

Cycle studies are the foundation upon which MMA’s market timing methodology is built. Once you know where a market is within its primary or longer-term cycles, you’ll also know which investment and trading strategies to apply. Understanding when a cycle (or one of its phases) is due is essential to recognizing both the strength and narrowing of a cycle time band, especially when correlated with geocosmic signatures. However, without first understanding cycles and their patterns, the effective use of geocosmics is limited. Together, these tools offer a powerful method for timing significant tradable lows and highs in financial markets. If you are truly interested in becoming proficient in market timing skills for the purpose of trading or investing success, this course is essential to begin that journey.

Registration details for signing up for this course will only be available shortly. You may also contact us at customerservice@mmacycles.com or call 248-626-3034.

 SEPTEMBER 27, 2025: MMTA4 begins!! Click here for details.

 NOVEMBER 23, 2025: OPTIONS WEBINAR WITH DEREK PANAIA AND GUESTS, NOON EST. Stay tuned for details coming in mid-October. For now, save the date! A new subscription service to Derek’s “Options Plus” group will begin right after that webinar for those who are serious about options trading.

Disclaimer and proper use of this information: Futures and options trading involve the risk of large losses as well as large gains.

 The information provided herein is offered with sincere intent and is based on MMA’s original research studies and methodologies. These reports are provided primarily for “speculators.” By its very nature, “speculation” means “willingness to accept the risk of loss.” Speculators must recognize that losing trades are inevitable—often more frequent than for “investors.” That is why they are called “speculators.”

 Profitability in speculation is achieved less through a high percentage of winning trades and more through managing risk. By controlling the size of losses on any given trade, a speculator ensures that the average gain on winning trades significantly outweighs the average loss on losing trades.

 MMA’s comments, strategies, and data are provided as guidelines for traders for each day and/or week. These comments and strategies are based on intraday and intraweek highs, lows, and closing prices at the end of the day or week. Traders are advised to use them only as guidelines and to rely on intraday analysis to establish positions in the directions indicated, provided those support and resistance (entry) areas also appear favorable according to intraday analysis. Support and resistance are areas for day traders to consider when buying or selling intraday. No guarantees of accuracy are made.

 Support may represent favorable risk/reward levels for buying if the trend is up. If prices trade below support but then close back above it, this is considered a bullish “trigger” and often signals a good buying opportunity. If prices trade above resistance but then have a weekly close back below it, this is considered a bearish “trigger” and often signals a good selling opportunity.

 By signing up for these reports, the reader agrees that he or she is solely responsible for any actions taken in the markets, and that neither the author, publisher, analyst, nor any person associated with MMA assumes any responsibility whatsoever for the reader’s decisions.